







Downside Protection
Pretty shakey out there at the moment. The S&P 500 dropped 2.7% on Tuesday NZT (largest day drop since September 2022). Off the back of U.S. tariffs, government job cuts, heightened economic uncertainty and provoked recession concerns.
Question is, does your provider mitigate downside risk? Unlikely, if they invest passively.

How to Hack your KiwiSaver
A few awesome points on how to make sure your KiwiSaver is working as hard as you are.
"According to the Financial Services Council, KiwiSavers who get expert advice have about 52% more in their KiwiSaver account than those who don’t."

Achieving the Kiwi dream of homeownership
Your KiwiSaver can be a valuable tool for purchasing your first home. If you’ve been contributing for at least three years, you may be eligible to withdraw nearly all of your savings (excluding $1,000) to support your deposit. 🏡💰
Achieving the Kiwi dream of homeownership is within reach. Ensuring you're in the right fund with a provider that aligns with your goals can significantly impact the growth of your savings.

KiwiSaver $200,000 Mistake
Your KiwiSaver fund type may have a huge impact on your balance! This article from September last year provides a bit of an insight into being in the wrong fund.