Insurance Advice — Advice Collective - KiwiSaver & Insurance Advice

Insurance

At Advice Collective, we make insurance straightforward, effective, and tailored to your budget. Our focus is finding cover that provides genuine protection when you need it, without paying for things you don't.

Our advice and consultation come at no direct cost to you, as we are compensated directly by the provider you choose.

Areas we can help protect

A person with a bandaged hand on the left, and another hand holding various pills on the right.

Public healthcare wait times for non-urgent treatments can take months. Health insurance ensures you and your family gain prompt access to quality care and specialists when you need them most.

Health

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Life

It's a conversation people often put off, but having a plan is essential. Life cover ensures your family maintains financial stability and peace of mind should the unexpected happen.

$X-ray image of a shoulder showing fractured humerus and clavicle.$

Provides a lump-sum payment if you're diagnosed with a serious medical condition. This financial buffer allows you to focus on treatment and recovery without the burden of immediate expenses.

Trauma or Critical Illness

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Replaces a portion of your monthly income if illness or injury prevents you from working. It helps cover living expenses and ongoing mortgage payments so your family stays financially secure.

Income Protection

Person's hands protecting a small red-roofed house model from falling wooden domino blocks on a white surface.

House, car, and contents insurance are essential for protecting your assets from unexpected events like accidents, theft, or natural disasters.

House, Car & Contents

The Process

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We'll start with a brief discussion and questionnaire to understand your current situation and goals.
After we gain an understanding of what you're after, we'll conduct research across the market to find the best fit for your needs and goals
Once we’ve completed the research, we’ll have another catch-up to present our findings and provide you with comparisons across the market.
If you decide to proceed with our recommendations, we'll manage the application process from start to finish on your behalf.
We’ll work with the insurance provider to manage any potential exclusions or loadings on your cover. Our goal is to make sure you get the best possible coverage.
Every year, we'll have a quick catch-up. It's important to ensure that you still see the value in your policy and that it remains relevant to your goals.