Insurance

Understanding insurance can be complicated, but the right coverage is important to protect your personal and financial well-being. At Advice Collective, we aim to make insurance simple, effective and cost efficient. Our goal is to guide you to a policy that not only protects you against life’s uncertainties but a policy you can see the value in.

The best part of our insurance advice? It’s completely free. Stay covered, and gain peace of mind knowing you're prepared for whatever life throws your way.

Areas we can help protect

A person with a bandaged hand on the left, and another hand holding various pills on the right.

Wait times in the public healthcare system are at an all-time high, and non-urgent treatments can take months. We help ensure your family gets the best care when you need it, without the long delays.

Health

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Life

It's a topic we often avoid, we get it. But it's important. If you were to pass away or become terminally ill, ensure your loved ones have the financial stability to maintain the life you've built together.

X-ray image of a shoulder showing fractured humerus and clavicle.

Ensures you have the financial support to rest, recover, and maintain your lifestyle if you become seriously unwell. With a lump sum payment, you can focus on your health and recovery without the stress of financial uncertainty.

Trauma or Critical Illness

Person stacking coins in increasing order on a white surface.

Offers vital financial support if you become unwell and unable to work, ensuring stability for those who depend on a steady income. With a monthly payout replacing lost earnings for an agreed period, it helps you manage expenses confidently and focus on recovery.

Income Protection

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House, Car & Contents

House, car, and contents insurance are essential for protecting your assets from unexpected events like accidents, theft, or natural disasters.

The Process

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  • We will have a chat and complete a quick survey to get an understanding of your needs.

  • After we gain an understanding of what you're after, we'll conduct research across the market to find the best fit for your needs and goals

  • Once we’ve completed the research, we’ll have another catch-up to present our findings and provide you with comparisons across the market.

  • If you can see the value in our recommendation we will guide you through an application.

  • We’ll work with the insurance provider to manage any potential exclusions or loadings on your cover. Our goal is to make sure you get the best possible coverage.

  • Every year, we'll have a quick catch-up. It's important to ensure that you still see the value in your policy and that it remains relevant to your goals.

Our Providers

AIA logo with mountain design and text "Healthier, Longer, Better Lives."
"Partners Life" logo in dark teal text on a white background.
CHUBB logo in black text on a white background.
Fidelity Life logo in black text on a white background, with stylized lettering and a leaf-like border around the word "life."
Nib logo with green symbol and text

Get in touch for your Free Insurance Review

Interested in having an Insurance review? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!

Alternatively, you can contact us: 021 090 70989 liam@advicecollective.co.nz