KiwiSaver

Whether you're saving for your first home or preparing for retirement, choosing the right fund and contribution strategy can significantly impact your long-term results.

We make KiwiSaver simple by connecting you with a fund from our trusted KiwiSaver providers that best matches your goals, risk tolerance, and lifestyle. Let’s ensure your KiwiSaver works as hard as you do.

The Process

Person typing on a laptop at a round white table with a plant, phone, glasses, and pencils.

Step 1:

We need to assess where you stand with your KiwiSaver.

Simply register below, click "Begin KiwiSaver Fact Find," and complete our quick questionnaire, it should only take 5 minutes!

Close-up of financial documents featuring a stock chart labeled 'LiveRamp' with data from 2016 to 2021. The chart is surrounded by text and financial tables on a light background.

Step 2:

Using your information, one of our licensed advisers will review the market and build a personalised recommendation for your situation.

Small plant growing in a glass filled with coins, symbolizing financial growth and prosperity.

Step 3:

We’ll have a quick chat and send through your free recommendation, you can choose to stay in your current fund or switch to the one we suggest, it's entirely up to you.

If you decide to change, we can handle the move for you!

Why have a KiwiSaver fund review?

A KiwiSaver review ensures your money is invested in a fund aligned with your goals and risk profile. As your life and priorities change over time, regular reviews keep your fund on track for your retirement or first home timeline.

KiwiSaver FAQs

For many Kiwis, KiwiSaver will become one of their largest financial assets over time. Ensuring you are in the right fund type and provider can make a substantial difference to your long-term outcome.
It is important to understand that your KiwiSaver provider does not hold your savings. All KiwiSaver providers (including the banks) use a trustee who has full supervision and oversight of your investments.
There is no cost to you for our advice. We receive remuneration directly from the KiwiSaver provider you select.
No. KiwiSaver is a long-term savings initiative designed for retirement (accessible from age 65). Early withdrawals are generally restricted to buying your first home, significant financial hardship, or serious illness.
Filling out the questionnaire takes just five minutes, and from there, we’ll quickly put together your personalised recommendation. The process is incredibly simple, with no need for extensive paperwork or complicated forms. In most cases, all we require is a copy of your ID and your IRD number.
Any Amount. Advice Collective is committed to helping every New Zealander.
Opening a KiwiSaver account for children can be a practical way to build long-term savings habits and give them a head start on their future goals. Get in touch if you'd like to explore options for your family.
At Advice Collective, we’re completely independent of any KiwiSaver provider, ensuring our advice is unbiased and tailored entirely to you.